Explore personalized loan and credit options that fit your lifestyle and budget, without any hassle.
Quick and fast loan process. I am really pleased.
Sylvia went above and beyond to help me with my concerns. She tracked down a solution and made me feel like I was important.
Quick response, courteous and very helpful. Applied for loan and got immediate feedback via text and email about my lender options. The rep was very professional and courteous.
Great & excellent service & they have made larger residential projects possible for me to sell when it’s not in my customer’s budget.
The process was very easy to go through. The questions were easy to answer and the response time was quick. I got my loan very quickly.
Their simple financing programs have been a game-changer for our roofing business. With their help, we have successfully funded numerous customers, making their home improvement dreams a reality.
I appreciated the simplicity of the application and expedience of receiving the funds.
Offer flexible financing solutions that help your customers make bigger purchases, while boosting your sales.
Partner with us without any financial risk to your business.
Offer your customers a multitude of options to choose from.
Get your customers funded before the project starts.
No commitments or lock-ups. Use our platform whenever.
Trusted by Thousands of Customers and Businesses Nationwide
Received personalized loan options
In loans processed through SimpleDirect
Use us to offer financing to their customers
Whether you need a personal loan or a new card, we’ve got you covered—all at your fingertips.
We've organized our FAQs into two sections to help both consumers and businesses quickly find the information they need.
SimpleDirect personal loans are installment loans with fixed interest rates and predictable monthly payments. Here's how they work:
SimpleDirect doesn't directly offer credit cards. We're a marketplace that connects you with various credit card options from our partners. These include 0% APR promotional cards, balance transfer cards, and options for all credit profiles. Our goal is to help you find the right card for your needs.
0% APR means you won't pay interest on purchases during the promotional period (typically 6-18 months, depending on the card). However, you're still required to make minimum monthly payments. After the promotional period ends, any remaining balance will begin accruing interest at the card's standard rate.
Pre-qualification decisions are typically instant. If additional documentation is needed, the process may take an extra 24-48 hours. Most approved customers receive their funds within 1-3 business days after final approval.
No! SimpleDirect is completely free to use. We never charge fees for checking your loan options or applying through our marketplace. Our service helps you compare financing options without any cost to you.
Absolutely! Once approved, you'll manage your account through your lender's or credit card issuer's online portal. Each of our partners provides convenient digital access to help you track payments, check balances, and manage your account.
SimpleDirect is an all-in-one financing management platform that eliminates the headaches of traditional financing programs. We remove complex paperwork, lengthy approval processes, and high costs that typically burden businesses.
Your customers can apply directly through your website and receive pre-approval within minutes. When approved, they get 100% of their funds upfront, making it easier to start projects immediately.
Our solution is truly plug-and-play with no lengthy sign-up requirements or complicated implementation.
SimpleDirect works perfectly for all home improvement businesses, including roofing contractors, HVAC companies, remodelers, turf installers, and renovation firms.
Our platform benefits businesses of all sizes, from local contractors to regional companies. If you offer products or services with higher price points where customers might prefer payment plans, SimpleDirect helps you close more sales and grow your business.
We offer two flexible pricing plans designed for different business needs:
1. Free Plan: Manage your financing program independently using SimpleDirect's resources and tools. SimpleDirect will always be free for businesses that can self-manage their financing program!
2. Annual Plan ($1,499/year): Get unlimited access to our lending marketplace plus a dedicated account manager who actively helps your team succeed. This plan functions as a Service Agreement, with our team directly supporting your business and preparing you for success.
SimpleDirect stands apart from traditional financing companies in several key ways:
Getting started takes just minutes! Simply sign up through our website or app—no credit card needed. The registration process is free and straightforward.
There's no lengthy approval process or extensive documentation required. Our team guides you through the entire setup, allowing you to offer financing options to your customers almost immediately.
Businesses using SimpleDirect typically increase their average sale size by 30% or more. When customers can pay over time, they're more likely to choose upgrades or additional services.
Our platform helps you compete effectively with larger companies, close more deals, and overcome the common "I need to think about it" objection. Business owners consistently report significant revenue growth after implementing SimpleDirect's financing solutions.
